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BounceBack Homes is not currently operating in your state, so our solution is not available to you at this time. But, you may still have options. The following information provides links to federal and state resources.

Federal Government Resources

HUD-approved housing counseling

  • Purpose: HUD-approved housing counselors offer free or low-cost foreclosure prevention counseling nationwide.
  • Assistance Provided: Counselors help homeowners understand the law and their options, organize finances, create a budget, explore alternatives to foreclosure (like loan modifications, forbearance, or repayment plans), communicate with lenders/servicers, and navigate the application process for assistance programs.
  • Finding a Counselor: Use the Consumer Financial Protection Bureau’s “Find a Counselor” tool or call the HOPE Hotline at (888) 995-HOPE (4673). 

Options for FHA-insured loans

  • Federal Housing Administration (FHA): FHA offers loss mitigation programs and resources for FHA-insured homeowners facing financial hardship or unemployment.
  • Options Include: Informal or Formal Forbearance Plans, Special Forbearance (SFB)-Unemployment, COVID-19 Recovery Modification, and more.
  • Contact: The FHA National Servicing Center at (877) 622-8525 or the FHA Outreach Center at (800) CALL FHA (800-225-5342). 

VA help to avoid foreclosure

  • For Veterans: If you have a VA-insured loan and are struggling, visit the VA Foreclosure Alternatives page or call a VA loan technician at 877-827-3702, selecting option 5.
  • Note: The VA Servicing Purchase program (VASP) ended on May 1, 2025, but if your loan was approved before that date, you may still be in the program. 
Click Here for Government Help With Immediate Shelter, Clothing, or Food

888-995-HOPE (4673)

HUD-approved housing counseling agencies are available to provide you with the information and assistance you need to avoid foreclosure. Call 888-995-HOPE (4673) to speak with an expert about your individual situation.

Disclaimer

Nothing on this page, or in links provided on this page, constitutes advice. BounceBack Homes Inc. (“BBH”) its representatives and/or affiliates are not Foreclosure Consultants, Mortgage Brokers, Financial Advisors, Realtors, Lawyers nor a legal, credit or debt-counseling company. BBH does not and will not make guarantees as to the outcome or result of its services. BBH is a private, for-profit company. BBH is not responsible for any action taken by a reader based upon any information on this site. All of the content on this site is for general informational and educational purposes only. There is no direct relationship between BBH and the content or links represented on this page.

(3) If you have an hoa, community board, or pud committee, they are contacted by BounceBack or your attorney for a closing package so bounceback can operate the property DURING YOUR PROGRAM.

(2) The amount of cash advanced, if any, is dependent on the appraised value of your home and the agreed to debts that need to be paid off. In many instances BounceBack is unable to advance any cash at closing. For example, if total paid off debt at closing is greater than 60% of appraised value, we will not be able to advance any cash.

(1) Estimated Net Equity is the estimated net value based on the current appraisal, less your mortgage payoff and other agreed-upon debts, your cash-upfront payout, and BounceBack’s fees, related financing costs, transaction costs, and closing costs, all of which are subject to changes in the home’s value. For example, if the home’s value decreases due to market conditions or failure to properly maintain the property, the estimated net equity will decrease. The estimated net equity also assumes that you make all required contractual rental payments. If you fail to make any rental payments, your estimated net equity will decrease.

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