More than 6.1 million Americans1 are behind on their mortgage payments – often because of job loss, illness, divorce or other life-changing events.
At BounceBack Homes® our advocates help you protect your home’s equity, and you get back on stable ground. You could even get upfront cash.
Let’s explore what’s possible — together.
More than 6.1 million Americans are behind on their mortgage payments – often because of job loss, illness, divorce or other life-changing events.
At BounceBack Homes®. Our advocates help you protect your home’s equity and get you back on stable ground. You could even get upfront cash.
Let’s explore what’s possible — together.
Illness, divorce, job loss — you could fall behind on mortgage payments for any number of reasons. Is this happening to you? We know how hard this can be. BounceBack Homes® can work with you to prevent foreclosure while you restabilize your finances — and your life. With no credit check and no income verification, eligibility could be easier than you think.
Hear the stories of real BounceBack Homes clients who found a solution to keep their homes and avoid foreclosure on their terms. Click play to watch their videos.
Don’t feel feel trapped in the long and stressful battle of foreclosure. We’ll empower you with a real solution so you can build your better future. Our advocates can provide you with a no obligation, confidential consultation to review all of your options.
Stay in your home and avoid foreclosure with our simple process.
Our solution may include upfront cash — to pay off other debts, complete home repairs, go on vacation or even help with holiday expenses.
You deserve comfort, peace of mind and the chance to bounce back.
BounceBack holds itself to the highest integrity for all our clients. Our comprehensive set of written agreements and disclosures ensure you can protect yourself throughout our entire program. Take our solution to your attorney, or we can recommend an attorney to you.
You’ve worked hard to build up the equity in your home. Protect your hard-earned Estimated Net Equity and your other rights, all while keeping the change in market value of your home.
Facing the possibility of losing your home can be one of the most difficult experiences a person goes through — emotionally and financially. According to Rosemary Stafford, LCSW, Marriage and Family Therapist, the stress of foreclosure can rank among life’s most challenging events.
In this video, Rosemary shares why this experience feels so personal and why reaching out for help can make a meaningful difference.
Losing a home can feel like the end of the road, but it doesn’t have to be. Take a moment to watch the video and learn why there may still be options available.
We know that your situation may feel overwhelming and embarrassing. Our team will guide you every step of the way to get you the outcome you want and deserve.
If you’re behind on your mortgage and can’t catch up, the most important step is to act early and understand your options before foreclosure progresses.
Common options include:
Yes, it is sometimes possible to stop or delay foreclosure without selling your home, depending on your situation.
Options may include:
Staying in your home during foreclosure depends on your financial situation, equity and how early you take action.
Homeowners may be able to stay in their home by:
You need a structured approach designed to help homeowners remain in their home while they regain financial footing.
In many foreclosure situations, homeowners lose much or all of their equity due to fees, penalties and forced sale conditions.
To protect equity, homeowners often consider:
Some structured programs are specifically designed to help homeowners protect the value they’ve built instead of losing it through foreclosure.
No, many foreclosure solutions do not require strong credit to explore your options.
For example:
The focus is typically on your home’s value, equity and current financial situation—not your past credit history.
In some cases, yes. Homeowners may be able to access a portion of their equity even if they are behind on payments.
This depends on:
Some homeowners use structured solutions that allow them to unlock equity while staying in their home and working through financial challenges.
The best option depends on your goals, financial situation and how much time you have before foreclosure.
General guidance:
The right choice depends on whether your priority is staying in the home, preserving equity, or minimizing financial damage.
Yes. Many homeowners look for ways to create time so they can make better long-term decisions instead of rushing into foreclosure.
Ways to create time may include:
Some solutions are specifically designed to give homeowners several months to stabilize finances and decide their next step.
Yes. Speaking with a qualified professional about your situation is typically confidential and does not obligate you to move forward.
Most homeowners start by:
BounceBack Homes offers confidential, no-obligation conversations so homeowners can understand what may be possible before making decisions.
Even if you’re already behind on payments, there may still be options available if you act in time.
The best way to find out is to:
Many homeowners are surprised to learn they have more options than they initially thought, especially when they act early.
BounceBack Homes works with homeowners who have fallen behind on their mortgage payments or are facing foreclosure. Our advocates help you explore options that may allow you to stay in your home, protect your equity and stabilize your financial situation.
(3) If you have an hoa, community board, or pud committee, they are contacted by BounceBack or your attorney for a closing package so bounceback can operate the property DURING YOUR PROGRAM.
(2) The amount of cash advanced, if any, is dependent on the appraised value of your home and the agreed to debts that need to be paid off. In many instances BounceBack is unable to advance any cash at closing. For example, if total paid off debt at closing is greater than 60% of appraised value, we will not be able to advance any cash.
(1) Estimated Net Equity is the estimated net value based on the current appraisal, less your mortgage payoff and other agreed-upon debts, your cash-upfront payout, and BounceBack’s fees, related financing costs, transaction costs, and closing costs, all of which are subject to changes in the home’s value. For example, if the home’s value decreases due to market conditions or failure to properly maintain the property, the estimated net equity will decrease. The estimated net equity also assumes that you make all required contractual rental payments. If you fail to make any rental payments, your estimated net equity will decrease.