Life in California is expensive, unpredictable and often unfair. Your future doesn’t have to be.
Are you behind on your mortgage or worried about foreclosure? You still have powerful options.
We’re not a bank. We’re not debt consolidation. BounceBack Homes® helps you stay in control and use your hard-earned equity to bounce back on your terms.
Life in California is expensive, unpredictable and often unfair. Your future doesn’t have to be.
Are you behind on your mortgage or worried about foreclosure? You still have powerful options.
We’re not a bank. We’re not debt consolidation. BounceBack Homes® helps you stay in control and use your hard-earned equity to bounce back on your terms.
Illness, divorce, job loss — Californians can fall behind on mortgage payments for any number of reasons. Is this happening to you? We know how hard this can be. BounceBack Homes® can work with you to prevent foreclosure while you restabilize your finances — and your life. With no credit check and no income verification, eligibility could be easier than you think.
Watch how California clients Warren & Antoinette explain how BounceBack Homes allowed them to stay in their homes and avoid foreclosure. Click play to watch their videos.
BBB A+ rated, featured in Harvard Business Review and reviewed by California attorneys.
Your credit score doesn’t determine whether you can explore your options.
We explain every number, every step and every document in plain language.
We pay for your attorney to review your plan — your interests come first.
We don’t make decisions for you — we empower you with options.
Your situation doesn’t disqualify you from seeing what’s possible.
You choose your attorney; we cover the cost.
California homeowners have some of the strongest protections in the country:
We help you use these laws to take back control — not get taken advantage of.
You have more power than you think. We help you use it.
You still have options even if you’re months behind. Time matters in California — but your equity matters more.
Talk with a California housing advocate today.
If you’ve fallen behind on your mortgage, it’s important to act as soon as possible. Many homeowners delay because they feel overwhelmed, but exploring your options early can provide more flexibility and potential solutions. BounceBack advocates can help you understand what options may exist based on your situation.
Most foreclosures in California are non-judicial, meaning the lender typically does not need to go through the court system. The process usually begins after missed payments and includes steps like a Notice of Default and later a Notice of Trustee Sale before a property can be auctioned.
The legal timeline can move relatively quickly. In some cases, foreclosure may occur in about 200 days or more from the first missed payment, though many cases take longer depending on the lender and homeowner actions.
Yes. California law provides several protections for homeowners. Lenders must follow strict notice requirements and offer certain loss-mitigation options before completing foreclosure. The California Homeowner Bill of Rights also helps ensure borrowers receive fair treatment during the process.
In many cases, BounceBack works with homeowners to create a structured plan that may help them remain in their home while stabilizing financially. The program is designed to help homeowners protect the equity they’ve built and explore alternatives before foreclosure becomes unavoidable.
(3) If you have an hoa, community board, or pud committee, they are contacted by BounceBack or your attorney for a closing package so bounceback can operate the property DURING YOUR PROGRAM.
(2) The amount of cash advanced, if any, is dependent on the appraised value of your home and the agreed to debts that need to be paid off. In many instances BounceBack is unable to advance any cash at closing. For example, if total paid off debt at closing is greater than 60% of appraised value, we will not be able to advance any cash.
(1) Estimated Net Equity is the estimated net value based on the current appraisal, less your mortgage payoff and other agreed-upon debts, your cash-upfront payout, and BounceBack’s fees, related financing costs, transaction costs, and closing costs, all of which are subject to changes in the home’s value. For example, if the home’s value decreases due to market conditions or failure to properly maintain the property, the estimated net equity will decrease. The estimated net equity also assumes that you make all required contractual rental payments. If you fail to make any rental payments, your estimated net equity will decrease.