Howard Preserved His Equity — and His Dignity

Instead of losing everything in foreclosure, Howard found a path to a fresh start.

Ambler, PA

Howard Preserved His Equity — and His Dignity

Instead of losing everything in foreclosure, Howard found a path to a fresh start.

Ambler, PA

The Challenge He Faced

Howard had lived in his Pennsylvania home for years, investing his time, energy, and finances into maintaining it and an apartment on the property rented by a mother and daughter. But during COVID, he was forced to close his therapy practice, and he fell behind on his $316,000 mortgage. The letters and foreclosure warnings started to arrive.

The stress was overwhelming. Howard was not only worried about losing his home — he was terrified of losing every bit of equity he had built.

How BounceBack Stepped In

When Howard reached out to BounceBack Homes, he wasn’t sure what to expect. But what he heard was not judgment, not sales pressure — just an honest conversation about what was possible.

Together, we built a plan that:

  • Lowered his monthly payment to $1,500
  • Structured a smooth transition so he could relocate to North Carolina
  • Protected his hard-earned equity and gave him control over the timeline

The Outcome

Instead of foreclosure stripping everything away, Howard preserved $156,000 in equity. He relocated on his own terms, without the chaos and stigma of foreclosure.

He later told us that, for the first time in months, he felt in charge of his own life again. What could have been a devastating ending became a hopeful new chapter.

In His Words

BounceBack made all the difference, letting me keep control of my life and make the transition on my own terms.

Your future doesn’t have to be written by the bank. Let’s write a new story together.

(3) If you have an hoa, community board, or pud committee, they are contacted by BounceBack or your attorney for a closing package so bounceback can operate the property DURING YOUR PROGRAM.

(2) The amount of cash advanced, if any, is dependent on the appraised value of your home and the agreed to debts that need to be paid off. In many instances BounceBack is unable to advance any cash at closing. For example, if total paid off debt at closing is greater than 60% of appraised value, we will not be able to advance any cash.

(1) Estimated Net Equity is the estimated net value based on the current appraisal, less your mortgage payoff and other agreed-upon debts, your cash-upfront payout, and BounceBack’s fees, related financing costs, transaction costs, and closing costs, all of which are subject to changes in the home’s value. For example, if the home’s value decreases due to market conditions or failure to properly maintain the property, the estimated net equity will decrease. The estimated net equity also assumes that you make all required contractual rental payments. If you fail to make any rental payments, your estimated net equity will decrease.